Posts by John Howell

Choosing Commercial Property

This guide covers… This guide deals with the special things that you will need to take into account when choosing commercial property.  By commercial property, we mean things such as offices, shops, bars, restaurants and warehouses. It is best read in conjunction with our country specific guides to Choosing Commercial Property but we have produced this global version to deal …

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Social Security in Spain

Social security arrangements in Spain are extensive and expensive. They are also rather complicated and, very likely, different from those to which you are accustomed. Yet it is well worth getting to grips with them before you need to make use of the services provided.

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Trusts for the International Person

For nearly 1,000 years Trusts have offered a useful tool to people who operate internationally.

They address some very practical problems in a straightforward and practical way and, at the same time, can offer opportunities for saving tax and getting round inconvenient legal restrictions in the place where you happen to be living.

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International Wills

This guide deals with international Wills – Wills specifically written to be valid in multiple countries around the world. How do you make one? Where will it be recognised? Are they a good idea?

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Tax: the Taxation of Companies in Spain

In Spain, companies are taxes in a variety of ways. Understanding the system – and how it will work best for you – is essential if you want to do business in Spain via a company. This is an area where detailed professional advice is a must but it is still helpful to have a basic understanding of the system before you see your accountant.

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Tax: the Taxation of Individuals in Spain

Spain has what looks like a relatively simple tax system, particularly if you are not tax-resident in Spain, but it is still important to understand how it works. It also offers lots of opportunities for fine tuning your tax position in order to reduce the taxes you will have to pay in Spain or elsewhere.

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Rescuing Failed Property Developments Abroad

This guide is about what happens when a property development goes wrong: when it fails before the homes are delivered to their buyers and the buyers risk losing a lot of money. These situations arise at various times in almost every country and, whilst the solutions vary a little depending upon the legal framework in the country concerned, the main principles apply worldwide.

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Renting a Property in Spain

We all need somewhere to live. Find out the rules about renting a property in Spain – and how to do it. Whether it is a holiday home, a permanent residence or something that falls between the two, the Spanish system can give you some surprises!

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Who Should Own Your House?

The issue of who should be the legal owner of any property you buy may not be an obvious one but not asking the question can be a big mistake. By putting the property in the most appropriate names you can save tens of thousands of whatever currency you use to measure your wealth.

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Debt Collection in Spain

For any business or individual, debt collecting is sometimes a tedious necessity. In Spain, it can be very slow and, all too often, unproductive. You can maximise your chances of success by taking some basic and inexpensive precautions and planning ahead. This guide covers what to do and how to do it.

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Preparing to Work in a Foreign Country

This guide is about the steps you need to take when preparing to work in a foreign country. It covers both people seeking international jobs and people being sent overseas by their employer. It details the preparation needed by the employee and also looks at the things that should be done by the family of someone who will be working abroad.

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Foreign Exchange (Forex or FX)

This guide deals with moving money from one country to another.

To help you understand the opportunities, it also gives a brief explanation of how the foreign exchange (Forex or FX) market works and looks at the most secure and cheapest ways of moving money from one country and currency to another.

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Taxes Around the World

Tax is a subject that seems to be of endless fascination to those people who live, work or do business in more than one country. In fact, it is a topic of almost equal fascination and concern to people and companies who do not have to pay tax in more than one country!

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Immigration Around the World

Immigration, and its sister emigration, have never been of greater interest. As I write this guide (July 2018) we remain in the throes of a huge global migration triggered by the various wars and conflicts in the Middle East.

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Public holidays in Spain

You’ll find a full list of national and regional holidays here. However, don’t forget that each municipality will have two additional public holidays; often celebrating the local saint or an event of local importance. Some notes about the major holidays, mainly for our readers in the East:  

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The European Health Insurance Card (EHIC)

Cards are issued by your national health insurance provider. How do you obtain a card? You obtain a card by contacting the health insurance institution where you are insured and which is therefore responsible for assuming your healthcare costs. For more information, see this website. Who can benefit from the card? To be eligible for a card, you must be insured by or covered by a …

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The World’s Economies

This short guide looks at the relevance of the global economy to people living, working or doing business in a country that is not their own. It also looks at reliable places where you can obtain further information about the countries of interest to you.

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Glossary of Legal Terms

Common legal terms and their meanings: Abstract (Of Title) A summary of the public records relating to the title to a particular piece of land. An attorney or title insurance company reviews an abstract of title to determine whether there are any title defects which must be cleared before a buyer can purchase clear, marketable, and insurable title. Acceleration Clause …

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Cultural Differences in Spain

The cultural differences between various countries are fascinating and, often, surprising. Understanding them is hugely important if you want to survive – and thrive – in a country that is not your own. Recognise them. Understand them. But don’t be frightened by them.

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Countries in the EU

EU policies aim to ensure the free movement of people, goods, services and capital within its internal market. Twenty-two member-countries – plus four that are not members of the EU – have abolished passport controls for movement between those countries. The area covered by these arrangements is known as the Schengen area. Nineteen member-countries have adopted the euro as their currency. …

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Transport links within the Costa del Sol in Spain

Getting to the Costa del Sol Getting to the Costa del Sol by air If you’re flying into the Costa del Sol, chances are you’ll be landing in Malaga International Airport (AGP). The airport is made up of three terminals. It handled over 14million passengers in 2015. You’ll find plenty of places to load up on shopping or feed and water …

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Spain – Facts & Figures

Spain is a hugely popular destination for both expats and tourists. It has been a world power for over 500 years. Its huge empire has left its mark across the world. More than 400 million people speak Spanish as a native language – a number surpassed only by Mandarin.

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The Internet in Spain

Introduction Spain is fairly well served by internet providers, though service can be patchy outside of urban areas. Shopping around is paramount if you want to get a good deal – many providers offer promotional prices for new customers, or waive installation fees for a limited time. Internet penetration in Spain According to Internet Live Stats, 82.2% of the Spanish population …

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The Climate in Spain

Spain is the most climatically diverse country in Europe and in the world’s top ten. Generally, on the coast, it enjoys warm weather all year round and, inland, hot summers and cold winters, especially at higher altitude.

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Autonomous Communities in Spain

“Autonomous communities” (comunidad autónomas) are the political and administrative regions of Spain into which the whole of Spain is divided. There are 17 of them – plus two “autonomous cities” – Ceuta & Melilla in North Africa.

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Religion in Turkey

Religion in Turkey is as old as Turkey itself – which is very old. Islam is still a massively important part of Turkish culture, even though increasing numbers of Turks (and, in particular, of younger Turks living in the western part of the country) are becoming more secular and less strict in their observance of religion. At the same time, many in the centre and east of the country are becoming more religious and conservative.

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Healthcare in Turkey

Healthcare is right at the top of people’s concerns when moving to – or even visiting – a new country. Will it be of a good standard? How do I access it? What will it cost? Will the doctor – and the nurses and other health workers – speak my language?

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Investing in Property in Turkey

When you’re looking for property in Turkey, the first thing you need to know is what’s available: not the specific houses or apartments but the types of property commonly found. Just as important are the typical prices you will have to pay for any given type of property.

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Learning Turkish – in Turkey or ‘back home’

Learning Turkish is important if you’re going to be spending a lot of time in Turkey.

The good news (if you’re a Westerner): it is written in the (slightly modified) latin alphabet. You won’t have to learn a completely new script.

The bad news: the language may not seem intuitive to most Europeans and Americans. Turkish base words can stand alone – prefixes are not part of the language – but are built in complexity by the addition of suffixes. Words can therefore get very long!

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Bringing Your Pet to Turkey

Many people worry more about how they’re going to take their pet to Turkey than they do about any other aspect of their move.

Fortunately, the rules aren’t complicated and most people don’t experience any major problems when importing a pet into Turkey.

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Bringing Your Car to Turkey

In Turkey, cars and fuel are expensive. The price of a car, both new and second hand, is likely to be much higher than ‘back home’.

It therefore looks an attractive option, especially if you live in Europe, to drive or otherwise import your car to Turkey. An added advantage is that you can take some of your possessions with you. Can this be done?

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Bringing Your Possessions to Turkey

When moving – especially when moving to another country – having your personal possessions with you can be comforting. Moreover, it can be less daunting to bring stuff with you than it is to sell or find storage old possessions – and buy everything again!

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Buying a New Property on the Costa del Sol

For this see our Guide to Buying Off-Plan Property on the Costa del Sol. It describes, in particular, how to buy a new property in the area of Andalusia/Andalucía – which contains the Costa del Sol. See a map here. Please note that certain aspects of the law in Spain vary from one “autonomous community” (comunidad autónoma) to another. For …

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World Climate Guide

This guide is about the world’s climate and how it can impact upon your plans. Frankly, it will tell you little more than you could have found out yourself by spending a day on the internet, but it could save you a lot of time.

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